What is Errors and Omissions insurance?

 

Errors and Omission insurance (E&O) covers any mistakes made by employees who work on behalf of your business.  WIAA Insurance Services' dedicated E&O Department has been helping insurance agents obtain quality E&O coverage for over 40 years in CA, AZ, CO, NM, NV, OR, TX, and WA.

We are proud to be an exclusive agent for the Liberty Mutual Insurance Agents E&O Program for experienced and larger agencies. Starting a new agency? We've got you covered. With access to over 20 A-rated quality markets, we're confident we have a program to fit your needs whether you're just starting out or a seasoned professional. 

We also offer Directors and Officers Liability (D&O), Fiduciary Liability, Employment Practices Liability (EPLI) and Crime to help protect your agency.
 

E&O Program Highlights

• Policy premiums start as low as $1,125
• Limits available up to $10 million
• Deductibles as low as $1,000
• Admitted & Non-Admitted “A” rated carriers
• First Dollar Defense
• Defense Costs outside of Limits of Liability
• New agencies accepted… especially former captive agents
• Programs for property & casualty and life & health agents
• You DO NOT need to be a member of WIAA to purchase agency E&O from us!

Some of the E&O carriers we have access to are:

• Liberty Mutual Insurance (Safeco)
• Arch
  
• Aspen
• James River
• Admiral
• PLIS/Lloyds
• Scottsdale
  
• And many more

 

Contacts

Cindy Styron, Vice President/Underwriter
cindy@wiaagroup.org
800-553-4221 or 916-443-4221 ext. 106

Ingrid Beault, Underwriter
ingrid@wiaagroup.org
800-553-4221 or 916-443-4221 ext. 128

 

WIAA Insurance Services can write E&O in California, Colorado, Idaho, Arizona, Nevada, New Mexico, Oregon, Washington, and Texas.

Note: Not all carriers are available in all states. Check with us before proceeding with an application submission.